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How To Earn More Rewards

I recently read an article that claimed America could save 10 billion dollars a year if we stopped processing checks. I’m thinking this figure included some layoffs so it wouldn’t be all positive, but...

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3 Tricks To Begin Building Credit

The question I always get from people with regards to credit is: “How do I build credit? I can’t get approved for anything.” It probably feels like an endless cycle. You can’t have credit unless you...

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Lesser Known Credit Card Perks

Have you ever examined your cell phone bill closely? Over the past few years mine has skyrocketed from $40/month to $93/month. A lot of that increase can be explained by upgrading from a Zach...

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How To Stop Receiving Credit Card Offers

Think back to when you were 10 years old. An envelope would come in the mail with your name on it. Didn’t matter who it was from, the excitement was still there. There was something about receiving...

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Credit Scores Are Meaningless…Apparently

There are thousands, if not millions, of articles on the web explaining the importance of credit scores. Lenders use them. Insurance agencies use them. Even employers are beginning to view them. My...

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How To Effectively Use Credit Cards

I received a blog comment the other day that wasn’t too favorable. In a “real life” face-to-face situation, I would quickly become defensive and feel the need to justify myself; but in the realm of...

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Pilots are the Best Credit Card Salesmen

Miss Blinkin and I made a trip to Lake Tahoe last weekend which was absolutely amazing. We were able to capture gorgeous pictures without the aid of Instagram. But as amazing as Nevada/California was,...

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What’s The Best Cash Rewards Credit Card Right Now?

I think my blog has become too economics-based recently and it’s downright depressing. So allow me to return to my roots of personal finance. As I have stated in the past, credit cards are a great...

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Is Paying An Annual Fee On A Credit Card Worth It?

Like every other question in personal finance, it depends. There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit...

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Lesser Known Credit Card Perks, Part II

I haven’t been blogging with any consistency recently (as you may have noticed). I’ll go 2-3 weeks without publishing a single article and then I’ll suddenly send out several posts without taking a...

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